Health Insurance
Your health is your most valuable asset, and mihealth understands that. Our private medical insurance puts you in control of your healthcare decisions, offering you the flexibility to choose the treatments that best suit your needs. With mihealth, you can rest easy knowing that you won't have to worry about the cost of medical bills. Our comprehensive coverage ensures that you receive high-quality medical care without any financial burden.
What does mihealth offer to you?
- -No excess applies to the Basic and Advanced plans.
- -Choose between three Maximum Annual Cover Limits of €25.000, €100.000 or €2.000.000.
- -Planned Hospitalization abroad.
- -Emergency hospitalization coverage during a trip abroad.
- -Maternity Benefit.
- -Childbirth Allowance.
- -Outpatient benefits.
- -mihealth will not be terminated at the age of 75 if the insured was under 50 years old on the insurance starting date.
What are the coverages of Health Insurance?
| Schedule of Benefits | Basic | Advanced | Elite |
| Annual Limit of Cover (excluding USA, Canada, Switzerland) | €25.000 | €100.000 | €2.000.000 |
| Emergency Travel Incidents in the USA, Canada, Switzerland | €25.000 | €25.000 | €50.000 |
|
Choice of Annual Deductible amount*
The minimum annual deductible amount in the case of individual insurance is
€500
|
N/A | N/A | €500 , €3.000 , €5.000 , €10.000 , €20.000 |
| Choice of Coinsurance percentage | N/A | N/A | 10% , 20% , 30% , 40% & 50% |
| Pre-Hospitalization Cover | |||
| Doctor’s Fees | Full Cover | Full Cover | Full Cover |
| Pre-Surgical Diagnostic Tests | Full Cover | Full Cover | Full Cover |
| Hospitalization Treatment | |||
| Hospital Charges | Full Cover | Full Cover | Full Cover |
| Room & Board Charges | Full Cover | Full Cover | Full Cover |
| Doctor’s Fees | Full Cover | Full Cover | Full Cover |
| Surgeon’s fees | Full Cover | Full Cover | Full Cover |
| Anaesthetist’s fees | Full Cover | Full Cover | Full Cover |
| Diagnostic tests during hospitalization | Full Cover | Full Cover | Full Cover |
| Post-Hospitalization Treatment | |||
| Physiotherapy | €250 per year | €250 per year | €250 per year |
| Diagnostic Test & medication | €200 per year | €200 per year | €200 per year |
| Out-Patient Cancer Therapy | N/A | N/A | €12.000 per year |
| First Aid Accident Care | Full Cover | Full Cover | Full Cover |
| Out-Patient or Day Case Surgical Treatment | Full Cover | Full Cover | Full Cover |
|
Other Benefits*
The Deductible Amount and Percentage of Co-insurance do not apply.
|
|||
| A. Cover of the cost of the transfer of mortal remains from abroad to Cyprus | €3.500 | €3.500 | €3.500 |
| B. Ambulance transfer | €600 per year | €600 per year | €600 per year |
| C. Out-Patient Diagnostic Tests: | €300 per year for Endoscopic Examinations | €300 per year for Endoscopic Examinations | €300 per year for XRays, CT Scans, MRI Scans, Endoscopic Examinations |
| D. Maternity Benefit | |||
| - Normal Delivery | €1.500 | €1.500 | €1.500 |
| - Caeserian Section Delivery | €2.500 | €2.500 | €2.500 |
| - Medically Induced Abortion | €700 | €700 | €700 |
| - Ectopic Pregnancy | €1.500 | €1.500 | €1.500 |
| E. Childbirth Allowance | €600 | €600 | €600 |
** For the terms of the contract, contact us or our insurance agents.
*** Where "Full Cover" is mentioned, we mean compensation based on Reasonable and Usual expenses.
**** Applies to those who have a permanent residence and live in Cyprus for at least nine (9) months per year.
Kindly ensure that you have carefully read the IPID below.
View Insurance Product Information DocumentDo you want α Health Insurance Quotation?
Frequently Asked Questions
Health insurance is an insurance product that covers medical expenses, such as hospitalization, diagnostic tests, and treatments. It provides financial protection against high healthcare costs, ensuring access to quality medical care when needed.
Eligibility is granted to individuals aged 18-65 who are permanent residents of Cyprus, their spouse or partner, and their children from 3 months to 18 years old (or up to 25 if they are studying or serving in the military in Cyprus).
You can submit your application conveniently online through our website or by directly contacting our offices or your insurance advisor for personalized assistance.
Yes, obtaining health insurance at a young age allows you to benefit from lower premiums, enhanced coverage limits, and protection against future medical conditions that may be classified as pre-existing.
This website is designed to provide you with data which offers an indication of our product and services. We have made every effort to ensure that those are in accordance with the products and services currently on offer to our customers. Those data may be changed without notice and we do not take any responsibilities or provide any warranties with regard to the availability of the products or services, the price that appears or the content of insurance plan you chose. To receive the latest and conclusive pricing and specification information, please visit one of our offices or contact our insurance agents.